Hello all from Insuranceville!! Got a lesson learned story for you today! So I have a close friend that I have done over 10 auto insurance quotes for over the last few years. He and his wife have 2 cars with lien holders (car note) on both. Every time I would run a quote the rate was too high for him to consider switching and that is quoting 15+ carriers! I would always ask what their current coverage was and he would say "full coverage". FYI the term "full coverage" is not

Seems like every time I write home insurance in Jefferson or Galveston county the client is shocked when I tell them their rate includes wind & hail, it is all one policy, they can ditch TWIA, and still save money! One recent example was a client that responded to one of my mailers. She was super sweet and asked great questions. I gave her a quote and she was thrilled with it! Her current home policy through Farmers was $756 for the year and excluded windstorm. Her TWIA polic